How Does MoneyTap's Personal Line of Credit Work?

Most Loved Features of MoneyTap Credit Line

Borrow as little as ₫ 3,000 Borrow as little as ₫ 3,000

Borrow what
you need

Borrow as little as VND 1 Million, up to your total approved limit.

No Usage, No Interest. No Usage, No Interest.

No usage,
no Interest

Pay interest only on the amount that you use from your credit limit, not on the entire limit.

Swipe. Tap. Convert Swipe. Tap. Convert

Credit limit available
for a lifetime

Your credit limit is recharged as you repay your borrowed amount giving you the flexibility to withdraw multiple times.

Real-time limit approval Real-time limit approval

No collateral,
no guarantors

You don’t have to sacrifice your savings or risk your valuable assets. MoneyTap Credit Line provides instant, collateral-free cash whenever you need it.

Someone like you is happy with MoneyTap


Hoàng Lý

- Data Scientist - Haiphong

It was very easy to install and use the MoneyTap app. The loan was transferred directly to my bank account and there were many options for monthly instalments.

Khoa Lê

- Photographer - Hanoi

I frown upon borrowing money from friends or family, and banks’ procedure is just too troublesome. So I chose to install and use MoneyTap to have back up money ready for emergencies.

Tùng Nguyễn

- Sale Executive - Danang

I was surprised! The process to apply for a credit line from MoneyTap was very simple. Their customer support responded quickly when needed as well.



  • Age: 20-60 years old
  • Minimum income: VND 3 Million
  • Required document: National ID (photos of the front and back mandatory)

What can you use MoneyTap Credit Line App for?

MoneyTap Credit Line (Powered by FE Credit) is a multi-purpose loan. You can use it for anything and everything you want or need! Whether it’s for