Conditions to Get a Loan by CMND ID Card With MoneyTap

Minimum salary 3,000,000 VND/month
Minimum Age Between 20 to 60 years
EMI tenures 3 months to 36 months
Rate of Interest Varies from 22% - 35% pa

Advantages of Borrowing Money by ID Card Online

  • Convenience

    Easy and paperless online application process without making any visits to the bank.

  • No Income Verification Required

    Apply with just an ID card and address proof or bike registration.

  • Simple and Fast Application Process

    Apply through the website or the loan app

  • Instant Approvals

    Get the loan application reviewed in real-time and get approved within 4 minutes.

  • Quick Disbursals

    Expect the loan to be disbursed on the same day or within a couple of days, making it ideal for urgent cash requirements.

  • Funds Available 24/7

    Access the money anytime and from anywhere for whatever you need.

  • High Loan Limit

    Get loan by CNMD of up to 50,000,000 VND.

  • Unsecured Loan

    No need to pledge collateral or mortgage assets to get the CMND loan.

Eligibility Criteria

  • Min Salary Required:
    3,000,000 dong

  • Age Limit:
    20-60 years

Documents Required

  • National ID

    (photos of the front and back mandatory)

  • Address Proof

    (Permanent Resident Book)

  • Original photograph required

    (selfie from the app)

How to Get a Loan by CMND From MoneyTap

The process to get an online loan by ID card from MoneyTap is convenient and completely online.

Here are the steps:

Step 1: Download the app

Step 2: Fill your information

Step 3: Get money

Step 4: Pay back and keep replenishing your credit line

mobile app

Download for
FREE!

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FAQs

Yes, you can borrow money online by CMND from legitimate online loan providers. MoneyTap follow strict security protocols to ensure that your personal information is safe. Also, the entire loan process – from application to disbursal is transparent.

Your loan application is reviewed in real-time, and approval is done within 4 minutes.

You have to pay off the CMND loan in convenient monthly instalments spread across a loan tenure of 3 months to 3 years.

Yes, some financial companies can offer loans under CMND to customers with bad debts.

Yes, you can borrow money by CMND on many applications, provided you meet the eligibility conditions. However, ensure that you borrow only what you can afford to pay back.

No. In fact, it is easier to borrow loan with an ID card through apps because the loan application process is quick, convenient, and with very less documentation.