How to Get a Personal Credit Line?

  • Apply:
    • 100% online approval process on the phone
    • No collateral, no guarantors required
    • Quick approval of up to VND 50 Million
  • Borrow:
    • Borrow any amount from your limit (starting VND 2 Million)
    • Withdraw cash from your nearest BIDV branch
    • Pay interest only on the borrowed amount
  • Repay & Reuse:
    • Choose convenient installments
    • Repay your installments and reuse your limit
    • One time approval, lifetime usage

Get the money you need
anytime, anywhere

Customer Stories

"I was surprised! The process to apply for a credit line from MoneyTap was very simple. Their customer support responded quickly when needed as well."

- Tùng Nguyễn

"It was very easy to install and use the MoneyTap app. The loan was transferred directly to my bank account and there were many options for monthly instalments."

- Hoàng Lý

Frequently Asked Questions

MoneyTap is Asia’s first app-based credit-line for consumers, offered in partnership with FE Credit.

Customers can borrow any amount from this limit multiple times. Interest is charged only on the used limit, not on the total approved limit. The interest rate starts as low as 35% per annum. Customers can choose flexible repayment options on the app with installment tenure choice of 2 - 36 months. The limit also gets automatically replenished as soon as the installments are paid back.

Get approved for the credit limit now so that you can have money at your disposal whenever you need it. Once your credit limit is approved, you can borrow any amount whenever you want. The interest will be charged only on the amount you use and when you use it.

All you need:

  • National ID (front and back photos)
  • Mobile Number
  • Selfie (to be uploaded on the MoneyTap app)

After final approval, MoneyTap Credit Line will be set up on the MoneyTap app on your phone. When a withdrawal request is made, a security code will be sent to your registered phone number. You then only need to bring the security code along with your national ID card to the nearst VNPost’s branch to receive the money.

Get emergency backup money for life with a MoneyTap Credit Line