Advantages of Cash Loans

No collateral needed

Easy online procedure

Quick approval

High loan amount

Long loan repayment tenure

Minimal set of documents

Loan Registration in Only 4 Steps

Step 1 - Download the MoneyTap app
Fill up your basic details such as your name, date of birth, age, gender, address, National ID number, income to determine whether you are eligible for a MoneyTap instalment loan.

Step 2 - Complete your KYC & e-Sign for final approval
Once you are pre-approved for the loan, you need to upload the front & back photos of your National ID and complete your digital application by e-Signing on the app.

Step 3 - Start using your MoneyTap instalment loan
For the final approval, just visit the nearest VN Post’s branch and present the security code received on your phone along with your national ID card to get the money.

Step 4 - Repay and re-use
Repay the loan in easy instalments through FE Credit, Bank transfer or Vietnam Post. On every instalment payment, your credit limit gets replenished and amount is available for reuse.

mobile and credit card

Why Choose MoneyTap for Cash Loans?

  • Low-interest rates

    Cash loans offered in partnership with FE Credit, hence interest rates are competitive

  • Quick procedure

    A few minutes is all it takes to fill out the application and apply for an online cash loan with MoneyTap.

  • Fast processing and verification

    Once the application is received, it is processed quickly and profile checked and verified in a matter of a few minutes.

  • Always with you 24/7, wherever you are

    Get access to cash from anywhere and at any time.

  • Flexible loan term

    Depending on your requirement and financial ability, loan term ranging from 3 months to 36 months.

  • Experience

    Over 5 years of industry experience

  • Active areas

    Available all over the country, in all provinces


A cash loan is an unsecured loan where a finance company or bank (lender) offers money based on your requirement and credit history. The loan amount is based on your personal information, income, place of the smoother will the loan processing, and the quicker will your loan be disbursed.

You apply for the loan via MoneyTap, you get the approval amount of 30mil. However you don't wanna withdraw all 30 mil at once, you just want to withdraw 5mil, so the next day you withdraw 5 mil, and you choose the tenure of 12 months. The interest is counted for the 5 mil amount that you just withdrew, not the 30mil approval. Then you paid your loan back in time, after 12 months, your remaining approval of 25 mil grew back to 30 mil. And you can just keep doing that, it's much more convenient than a traditional loan cause MoneyTap can be withdrawn anywhere, multiple times.

You can consider borrowing money when your need for money is real or urgent, and you have the ability to afford the monthly loan instalments. It is important to pay on time as it improves your credit score, making it easier to borrow in the future. If you are late on payments, you’ll find it difficult to borrow, and the interest rate will also be higher.

You can borrow cash from MoneyTap, a financial company that offers cash loans of up to 50,000,000 VND. The loan application process is simple, online and transparent. Flexible repayment schedule and fixed interest rate helps you plan for the repayment better.

Yes, MoneyTap has collaborated with FE Credit to offer cash loans to people in Vietnam. The loan application process is online, and approval is quick.