In today’s fast-paced world, having financial trouble is a common occurrence. Unfortunately, not many people have the cash ready to handle unexpected expenses, such as a medical issue, or to pay the bills if a paycheck comes in late. Such situations demand quick access to credit. Luckily, there is a solution for emergencies, and it’s called quick cash loans online. As the name suggests, quick loans are loans that are usually applied, approved, and released on the same day or in a few days. The loan offered to the borrower can be used for whatever purpose they wish.
Online loans are a form of unsecured or secured loans in which borrowers do not need to visit a bank or make a physical loan application. The online loan application can be made from the comfort of the home at any time through a website or an online loan app. The loan application is reviewed in real-time, and the approval status is intimated immediately.
Quick online loan services are usually offered by banks, private financial companies, or fintech companies. These loans are designed for urgent cash needs to cover planned and unplanned expenses.
To borrow money online, you need to visit the lender's website or download the loan app. You will need to register to create your account, and complete and submit your digital loan application. The approval status will be notified to you almost immediately.
|App/Bank Name||Interest Rates
|Loan Amount (Min. and Max)||Loan Tenure||App Download link|
|22% - 35%||1 million - 50 million VND||03 - 48 months||Click here|
|12% - 20%||250,000VND - 15,000,000VND||90 - 120 days||Click here|
|0% for the first loan||500,000VND - 10 million VND||10 - 30 days||Click here|
|0% for the first loan||1 million - 10 million VND||10 - 30 days||Click here|
|0% for the first loan||1 million - 10 million VND||10 - 30 days||Click here|
|10% - 46%||500,000 VND - 10 million VND||07- 30 days||Click here|
|15% - 18%||5 million - 50 million VND||61 - 365 days||Click here|
|from 22%||40 million maximum||06 - 36 months||Click here|
|12% - 22%||10 million - 70 million||06 - 36 months||Click here|
|15% - 19%||1 million - 70 million||01 - 12 months||Click here|
|from 18%||20 million - 170 million||06 - 36 months||Click here|
|12% - 24%||500,000 VND - 10 million VND||10 - 30 days||Click here|
|35% - 69%||5 million - 50 million VND||06 - 36 months||Click here|
|28% - 60%||1 million - 10 million VND||90 - 365 days||Click here|
|from 15%||10 million - 500 million VND||up to 60 months||Click here|
|8% - 22%||10 million - 50 million||06 - 36 months||Click here|
|36% - 55%||10 million - 100 million||06 - 36 months||Click here|
MoneyTap is Asia's first app-based credit line that is offered to you in partnership with FE Credit. MoneyTap offers a line of credit online of up to VND 50 Million.
With MoneyTap, you can borrow money from your credit line as little as VND 1,000,000 and as high as your approved credit limit.
MoneyTap has an excellent feature of no-usage-no-interest. This means if MoneyTap approves an online loan of VND 10 Million and you borrow only VND 5 Million, the interest is charged only on the amount you borrowed (VND 5 Million) and not on the amount approved (VND 10 Million).
MoneyTap's personal line of credit is available to you for a lifetime. As long as you keep repaying the money you borrow, this credit line stays active. So, when you are in need of urgent cash, you can immediately use the money from this line of credit.
Tamo.vn is an online platform offering consulting and financial solutions to its consumers. The advisory and financial connections are managed and implemented by SOFI Solutions. You can get an online loan of up to VND 5,000,000.
Senmo offers access to online loans of up to VND 1 Million – VND 10 Million. You need to have a monthly income of VND 3 Million and the age between 22 to 60 years to be eligible to borrow money from Senmo.
MoneyCat provides an easy and safe way to get financial help, 24/7. This online platform connects borrowers and lending partners to make the loan process smooth and fast. MoneyCat is a simple and quick way to receive a loan of up to VND 10 Million.
OneClickMoney is a 24/7 online financial consulting and solution platform that allows you to borrow money to meet your financial needs easily and quickly. It offers online loans from VND 1 Million to VND 10 Million.
Vamo is an online lending platform that offers loans from VND 500,000 to VND 10 Million. This platform connects investors and borrowers, thus facilitating a smooth online loan process.
Tima is an online P2P lending marketplace. Founded in 2015, this platform offers unsecured online loans, asset-backed loans, and student loans. The loan term is between 61-365 days.
Home Credit is a leading consumer finance company in Vietnam. It has three outstanding benefits for its consumers: convenient, fast, and friendly. It offers online instalments loans which you can use for anything.
The MB Shinsei Finance Limited Liability Company (MCredit) is a joint venture between Military Commercial Joint Stock Bank (MB) and Shinsei Bank (Japan). With the focus on two main areas – cash loans and instalment loans – MCredit provides online loans to customers with modest incomes.
Interloan is an online lending marketplace for payroll loans. The term of the loan is of up to 12 months. Employees can take loans as well as invest their money.
Founded in 2008, Tien Phong Commercial Joint Stock Bank (TP Bank) is on a mission to offer effective banking & finance solutions to its customers with a focus on the young and active customer segment. With its advanced technological infrastructure and specialized management, TP Bank offers secured and unsecured online loans in Vietnam.
Doctor Dong offers online loans between VND 500K – VND 10 Million. The loan process is fast and online. It provides a 0% interest rate for the first VND 4 Million loan amount.
FE Credit provides various types of online loans, such as vehicle loans, cash loans, credit card loans, etc. Founded in 2010, FE Credit was primarily into offering these loans offline, but now it is slowly moving into an onòline model.
VaytienAZ is an online loan platform, where you can borrow up to VND 100,000,000 at an interest rate of 2.33% to 5% per month. The loan repayment term is between 90-365 days
With simple loan applications and attractive interest rates, MSB offers easy online loans of up to VND 500 Million. The loan term is up to 36 months.
JACCS International Vietnam Finance Company Limited (JIVF) is a member of the Japan Consumer Credit Group (JACCS), one of the oldest financial companies in Japan. It offers a variety of loans, such as online cash loans, car loans, motorcycle loans, etc. to meet the financial needs of its customers.
VietCredit offers a line of credit in the form of a VietCredit Loan Card. You can borrow money from this card as and when you want. The interest is charged only on the amount borrowed and not on the loan amount approved. This card is accessible 24/7.
Get a quick loan of up to 50,000,000 VND within 15 minutes.
Easy and paperless online application process without any visits to banks.
MoneyTap’s quick loan online is available in the form of a line of credit; repay the borrowed amount and use the line of credit for a lifetime, whenever the need for money arises.
Borrow any amount from 1,000,000 VND up to the approved limit as many times you want. Pay interest only on the money you borrow – no usage, no interest charged.
Enjoy low-interest rates starting 22-35% per year applied only on the amount you borrow.
Choose the repayment tenure that ensures easy and affordable monthly payments; flexible repayment tenure ranging from 3-48 months.
This is the most prominent advantage of online loans. You can register for an online cash loan at your convenience at any time from anywhere.
The online loan application process is entirely digital. It means you can get an online loan without meeting the bank representatives. This feature is best for avoiding crowded places during the pandemic.
The loan application is made through a website or an online loan app, thus making it simple and extremely fast.
You can apply for an online loan with just an ID card and address proof.
Online loan applications are reviewed in real-time to decide whether or not your application is approved.
Since the loan application process is fast, it speeds up the process of loan disbursal. You can expect the loan to be disbursed the same day or within a couple of days.
Once the online loan is disbursed, the cash is available to you for use whenever you need and for whatever you need.
If you want to do a quick home makeover – like break down a wall, update your kitchen, or apply a fresh coat of paint on the walls, an online loan can help you take care of the expenses. Moreover, in situations where you don't have the money to deploy for urgent home repairs, an online loan can help fix them in a timely manner.
Gadgets for home and personal use have a broad scope – from kitchen appliances to fitness equipment, from mobile phones to laptops and everywhere in between – they serve to make our lives a little easier and a little more interesting. If you don't have the money to enjoy these small luxuries, an online loan can help.
If you have an upcoming medical expense but don't have the money to do so, or if you have past-due medical bills, or if you want to get a procedure done that your health insurance doesn't cover, an online loan can help you cover these medical expenses. Additionally, since online loans are a quick way to get access to cash, they are great when it comes to handling medical emergencies.
An unexpected trip to the mechanic can end up costing you more than you planned. These are costs that you do not account for in your monthly budgets. An online loan can help take care of these costs without disrupting your budget or savings in such situations.
MoneyTap, credit line connecting loan app, allows you to track your transactions and reminds you about repayments.
An online loan limit from MoneyTap ranges between 3,000,000 VND up to 50,000,000 VND
Yes, you can pay the loan early without paying any foreclosure fees or penalties.
You can still get fast online loans. Some loan systems offer online loans without checking CICs and bad debts.
Yes, there are no dangers in borrowing money online from reputable online loan providers. The whole process from application to disbursal and everything in between, including the fees involved, is transparent and clear. Moreover, strict security protocols are followed to keep your personal information safe.
When you borrow money online, follow these tips: